When Mom Takes Charge of the Finances and Health Insurance

purple flowerlow cost ivf

I found myself in a job I didn’t particularly enjoy, understanding from the outset of my relationship that I would probably be the main breadwinner in our family. (I have a strong aversion to the term “breadwinner”—it has nothing to do with gluten, I assure you.) I felt compelled to endure that job, converting my time and self-respect into financial security to cover our rent, groceries, and bills. On that particularly bright and tearful spring morning, I couldn’t help but feel a twinge of envy watching him stay home, pursuing his own interests and indulging in mediocre cable shows. He was in the “figuring things out” phase of unemployment after his teaching position in Pennsylvania ended, and he had moved to New York, exploring job options while contemplating a side gig building bookcases.

As we sat in the front seat of his double-parked truck—a necessity in New York City’s parking chaos—I asked him flatly, “Would you ever take a job you despised just for the benefits?” His decisive “No” must have shown on my face as pure disappointment and anger, which probably compelled him to tears.

It was a dismal morning (though at least we avoided a parking ticket), but it also brought clarity. I realized I couldn’t sit around waiting for him to find any job so that I could quit mine and “figure things out” myself. Soon after, what began as a simple favor for a friend morphed into a profitable venture for him, launching his carpentry career.

Fast forward ten years, and while Jamie’s income is decent, it barely sustains us in New York City. This is where my career thrives, and where his clientele has grown, but it simply isn’t enough for our family of three. Every career decision I make carries the weight of salary and benefits. I must point out that I don’t know anyone who has gone freelance with a family and found a good deal or quality coverage through Obamacare. Most days, I manage to stay positive about it; Jamie’s self-employment allows one of us the flexibility for school and childcare commitments. However, at least four times a year, I spiral into a frustrated funk about our situation.

It can feel overwhelming, especially when my workplace is undergoing its usual round of layoffs aimed at boosting profits. I often wonder about friends married to bankers or lawyers: “If you don’t need the income or the health insurance, why bother working?” (Of course, I understand that many people find joy and a sense of purpose in their jobs, but honestly, that seems trivial compared to being able to indulge in an episode of Law & Order—especially the classics with Michael Moriarty and George Dzundza—at 11:30 a.m. on a Tuesday.)

Alongside my periodic frustrations, I also contemplate whether this feeling was common for men in the past when women typically didn’t work outside the home. Did my dad feel trapped by the constant demands of my mom, my sisters, and me? (Eventually, my mom did enter the workforce, taking a job with my dad primarily to fund her obsession with the Horchow catalog.) Yet my dad never juggled the daily grind of supporting a family while chasing a paycheck. My responsibilities include securing benefits and making sure our daughter gets to her school events, dentist appointments, and birthday parties with trendy gifts in hand. (To be fair to Jamie, our daughter is five, and I can count on one hand how many times I’ve trimmed her nails. Breakfast? Rarely. Lunch packing? Even less often.)

I find solace in connecting with other women in similar situations, and regardless of where I work, I meet a few of them. We often chat at our desks, fantasizing about life if we had married someone wealthy or at least someone with those enviable benefits that some nonprofits provide. Typically, one of my colleagues dreams of returning to school or launching a small side business—often centered on flower arranging or baking cupcakes. My ideal job? I’d love to work with Jamie in his woodshop, mastering a craft and creating something tangible, instead of enduring a job that gnaws at my soul.

If you’re looking for more information on home insemination, check out our other post on the At Home Insemination Kit. This is a great resource for those exploring this journey, and At Home Insemination Kit offers valuable insights as well. For a deeper understanding of the processes involved, Wikipedia is an excellent source of information on artificial insemination and its implications.

In summary, navigating the complexities of family finances and work-life balance can be a daunting challenge, especially when juggling the responsibilities that come with parenthood. Finding support among peers and exploring alternative career paths can provide some relief, but the struggle for balance remains a constant theme.

Keyphrase: work-life balance in family finances

Tags: [“home insemination kit” “home insemination syringe” “self insemination”]

modernfamilyblog.com