Why I Chose to Be a Stay-at-Home Mom Due to Rising Childcare Costs

cartoon pregnant woman in pink clothes with coffeeGet Pregnant Fast

Recently, I faced a significant career decision: I had the chance to interview for a position I had coveted for over four years, ever since I became a registered nurse. As the mother of two young children—a lively 2-year-old daughter and a 5-month-old son—I initially thought my desire to stay home with them full-time was the reason I declined the interview. However, the reality was far more complicated.

I cherish my children, despite the chaos they bring into my life with their sticky fingers and constant demands for snacks and diaper changes. Yet, my longing to return to work—to engage with adults, enjoy my morning coffee on the commute, don my scrubs, and catch up with colleagues in the break room—was strong. I yearned for a paycheck, benefits, and the sense of fulfillment that a career provides.

Unfortunately, after calculating the numbers, I realized I couldn’t justify accepting the job. Even with my experience as a full-time nurse and a competitive salary, the after-tax income and work-related expenses would barely cover the exorbitant cost of childcare, which would exceed $2,000 monthly for two children.

There’s a common misconception that being a stay-at-home mother is a choice made by privileged women whose partners can support them, allowing them to leave their jobs for a life filled with playdates and carpools. However, anyone who has grappled with the harsh financial reality of childcare understands that for many, staying home is not a choice but a necessity.

As a registered nurse with two degrees and various certifications, I find it disheartening that my income isn’t enough to return to work. Ironically, a higher salary might even strain our family’s finances more due to increased taxes.

I know I’m not alone; millions of parents across the United States are grappling with similar situations. Families that once relied on dual incomes before having kids often shift to a single-income model afterward. This shift, largely due to the staggering costs of childcare—an issue that is far too common in our country—creates a challenging scenario for many.

According to the U.S. Census Bureau, childcare costs surged by 70% from 1985 to 2011. A 2015 study by the Economic Policy Institute revealed that in 33 states and D.C., childcare costs now exceed the average cost of college tuition. In fact, many families spend more on childcare than on rent.

Though I am fortunate to live in a dual-income household with my husband’s substantial income covering our expenses, my decision not to work weighs heavily on me professionally and personally. For countless single parents and families living paycheck to paycheck, childcare costs can consume 30% of their income. While government assistance exists, it is minimal and often inaccessible, with subsidies at their lowest since 1998 due to dwindling federal funding.

This financial burden forces many families into a corner where it seems more viable for one parent—often the mother—to stay home rather than return to work, leading to a gradual exodus of women from the workforce. Since the late 1990s, the number of stay-at-home mothers has steadily risen, reversing a trend of previous decades.

I now find myself among these figures—a stay-at-home mom not by choice, but necessity. Despite my education and skills, I turned down a job I would have loved because my earnings would barely cover childcare expenses. Many nurses share similar stories, working night shifts to avoid paying for care.

I am not an economist or policy expert, but I sense that something is fundamentally flawed in this system. Decades ago, women were confined to homes due to a lack of equality and opportunity, and today, many still feel trapped due to soaring childcare costs. It benefits no one when skilled, capable women are pushed out of the workforce in such numbers.

Various solutions have been proposed over the years, including President Obama’s efforts to expand the Child Care and Development Fund aimed at assisting low- and middle-income families. Yet, despite these initiatives, childcare remains unaffordable for many Americans, especially women. The ability to balance parenthood and a career should not only be a privilege for the affluent. Working parents deserve affordable childcare options, and childcare professionals deserve fair compensation for their essential work.

It is imperative that we address this issue for the sake of families, workers, and children alike. We must recognize childcare as a national economic priority rather than a minor household issue. Countries like France and Belgium treat childcare as a fundamental right, not a luxury. There are numerous intelligent solutions available to retain women in the workplace, which would ultimately benefit society as a whole.

I love spending time with my children, but I want better opportunities for them, especially for my daughter. I don’t want her to face the same obstacles due to the high cost of childcare that I have encountered. We should strive for more—better options for ourselves, our children, and our nation.

For more information on this topic, you can check out this resource on artificial insemination or read about home insemination kits available at Make A Mom.

Summary:

This article discusses the struggles faced by many parents, particularly mothers, who are forced to stay at home due to the high costs of childcare. Despite having the desire and qualifications to work, the financial realities often make it impossible to return to the workforce. The piece highlights the need for systemic change and affordable childcare options for all families, as well as advocating for better support and compensation for childcare workers.