How to Obtain a Breast Pump Through Your Health Insurance

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Hey there! If you’re a new mom or soon-to-be mom, you might not know that thanks to the Affordable Care Act, many expectant mothers can score a breast pump at no cost! Let’s break down how to snag yours.

Does Health Insurance Cover a Free Breast Pump?

When you think about the preventative care that your health insurance offers, you might picture things like free annual check-ups and mammograms. But did you know that breast pumps are part of this valuable package?

With the Patient Protection and Affordable Care Act (ACA) now in place, health insurers are required to cover breastfeeding support, which includes breast pumps. The goal here is to ensure that every mom has the chance to provide her little one with the best nutrition—breast milk!

How Do You Get a Breast Pump Through Your Health Insurance?

Now, before you get too excited, there are a few things to keep in mind. Not all plans are created equal. Some insurance policies might cover high-end hospital-grade pumps, while others may not cover them at all, or might only allow rentals.

You might also find yourself needing to jump through some hoops, like obtaining a prescription from your doctor and using specific vendors to get your pump. If your employer offers a “grandfathered” plan—around 20% of employers still have these—you might not be able to get a pump covered at all.

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What If Your Health Insurance Doesn’t Cover a Free Breast Pump?

If your health insurance doesn’t cover a breast pump, don’t fret; there are still alternatives out there. You can explore rental services or even purchase one directly. If you’re considering your options, it’s worth looking at other resources, like this guide on diaper pails for keeping your nursery tidy.

For anyone looking for more information on pregnancy, Healthline provides expert insights that can guide you through this journey. And if you’re curious about home insemination and pregnancy, don’t miss this helpful resource from our Modern Family Blog.

Summary

In short, getting a breast pump through your health insurance can be a bit of a maze, but it’s definitely possible! Make sure to check with your insurance provider about what’s covered under your plan, and don’t hesitate to explore other options if necessary. Happy nursing!